MUTUAL FUNDS

Through our broker-dealer, First Heartland Capital, Inc., we have direct contracts with over two dozen of the most popular mutual fund sponsors. These contracts enable our affiliates to offer over 2,500 load mutual funds without transaction fees. Additionally, a clearing arrangement with Pershing provides our affiliates with access to a large portion of the mutual fund universe (including no-load and load-waived funds) in a brokerage capacity. Our direct contracts currently include the following mutual fund sponsors: